We’ve teamed up with Klarna to give you a better shopping experience.
Pay in 3 Instalments
Split your purchase into three equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card details of your choice and make automatic payments every 30 days.
Your first instalment will be collected when your order is confirmed by FatFace and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. No interest. Minimum £35 spend applies.
Safe and Secure
Klarna has strong anti-fraud controls in place to protect our customers and prevent fraudsters from making unauthorised purchases.
Frequently Asked Questions
Don’t see your question here? Visit the Klarna FAQ page to find out more about using Klarna.
Founded in Stockholm, Sweden, Klarna is one of Europe’s fastest-growing companies and a leading alternative payment provider.
Klarna’s vision is to make shopping smoooth, adding value for consumers and retailers with unique payment options and superior customer experience.
Does Pay in 3 instalments impact my credit score?
Klarna may run a soft credit search that does not affect your credit score and is only visible on your credit file by you and Klarna.
Neither Klarna nor FatFace run credit searches that could impact your credit rating.
This includes at the point of application, if a payment is missed, or if the outstanding balance enters a debt collection stage.
Klarna will alert you before payment is due to help remind you to pay on time.
Pay in 3 is a credit product and you are required to make your payment to Klarna.
Klarna may share information about missed payments with credit reference agencies.
This means you may find it difficult or more expensive to use Klarna or other lenders’ credit products in the future.
If you do not pay for your purchase, Klarna may engage with an external debt collection agency to collect on their behalf.
Full details can be found in the Klarna terms and conditions.
Am I eligible for Instalments?
To use Instalments, you must be at least 18.
Whilst this option is widely promoted, Instalments is subject to your financial circumstances.
When choosing Instalments, our assessment will not affect your credit rating.
What happens if I cancel or return my order?
As soon as the merchant has accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due.
Can I return an order to store if I paid with Klarna?
Unfortunately, all orders placed online with Klarna must be returned by post. We are unable to accept these returns in store.
Disclosure
Klarna’s Pay in 3 is an unregulated credit agreement.
Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit.
18+, UK residents only. Subject to status. Late fees may apply.
T&C apply. klarna.com/uk/terms-and-conditions